*{
    margin:0;
    padding:0;
    box-sizing:border-box;
    font-family:Arial, Helvetica, sans-serif;
}

body{
    background:#f4f7fb;
    padding:40px 15px;
}

.container{
    max-width:900px;
    margin:auto;
    background:#fff;
    border-radius:12px;
    padding:35px;
    box-shadow:0 10px 30px rgba(0,0,0,.08);
}

.form-header{
    text-align:center;
    margin-bottom:35px;
}

.form-header h1{
    color:#0d4c92;
    margin-bottom:8px;
}

.form-header p{
    color:#666;
}

h2{
    margin:30px 0 18px;
    color:#222;
    border-left:5px solid #0d4c92;
    padding-left:12px;
}

.row{
    display:flex;
    gap:20px;
    margin-bottom:18px;
}

.input-group{
    flex:1;
    display:flex;
    flex-direction:column;
}

.full{
    width:100%;
}

label{
    margin-bottom:8px;
    font-weight:600;
    color:#444;
}

input,
select,
textarea{
    padding:13px;
    border:1px solid #ccc;
    border-radius:8px;
    font-size:15px;
    transition:.3s;
}

input:focus,
select:focus,
textarea:focus{
    border-color:#0d4c92;
    outline:none;
}

textarea{
    resize:vertical;
}

.otp-box{
    display:flex;
    gap:15px;
    margin:20px 0;
    align-items:center;
}

.otp-box input{
    flex:1;
}

.otp-box button{
    padding:13px 22px;
    border:none;
    border-radius:8px;
    cursor:pointer;
    background:#0d4c92;
    color:white;
    font-weight:bold;
}

.verify{
    background:#198754;
}

.terms{
    display:flex;
    gap:10px;
    align-items:flex-start;
    margin:25px 0;
}

.submit-btn{
    width:100%;
    padding:16px;
    border:none;
    background:#0d4c92;
    color:white;
    font-size:18px;
    font-weight:bold;
    border-radius:8px;
    cursor:pointer;
    transition:.3s;
}

.submit-btn:hover{
    background:#08366b;
}

@media(max-width:768px){

.row{
    flex-direction:column;
}

.otp-box{
    flex-direction:column;
}

.otp-box button,
.otp-box input{
    width:100%;
}

.container{
    padding:20px;
}

}